2021年4月自考备考英语练习题：《英语一》提升练习第四篇

2021年4月自考备考英语练习题：《英语一》提升练习第四篇,InWesterncountriespeoplehavebeenusingtheinstallmentplansincefirsthalfofthetwentiethcentury.alargenumberoffamiliesinGreatBritainbuyfurniture,householdgoodsandcarsbyinstallment.IntheU.S.,thefigureismuchhigherthaninGreatBritain,andpeopletherespendover10percentoftheirincomeontheinstallmentplan.Thepriceofanarticleboughtoninstallmentisalwayshigherthanthepricethatwouldbepaidbycash.Thereisachargeforinterest.Thebuyerpaysonequarteroronethirdofthepriceasadownpaymentwhenthegoodsaredeliveredtohim.Hethenmakesregularpayments,weeklyormonthly,untilthefullpriceispaidup.Thelegalownershipofthegoodsremainswiththeselleruntilthefinalpaymenthasbeenmade.Installmentbuyinghasadvantagesanddisadvantages.Itcanhelpcouplewithsmallincomestofurnishtheirhomesandstarthousekeeping.Itincreasesthedemandforgoods,andinthiswayhelpsbusinessandemployment.Thereis,however,thedangerthatwhenbusinessisbad,installmentbuyingmayendsuddenly,makingbusinessmuchworse.Thismayresultinagreatincreaseinunemployment.Ifthepeopletheinstallmentplanlosetheirjobs,theywillprobablynotbeabletomaketheirpayments.Ifgreatnumbersofpeoplearenotabletopaytheirinstallmentdebtsthereisapossibilitythatbusinessmencannotcollecttheirdebtsandwillthereforelosemoney.Ifbusinessmenlosemoneyorfailtomakeasatisfactoryprofit,itbecomesmorelikelytohaveadepression.Thisiswhy,insomecountries,thegovernmentcontrolstheinstallmentplanbyfixingtheamountofthedownpaymentandeachofthefollowinginstallmentstodiscouragepeoplefrombuyingmorethantheycanpayforontheinstallmentplan.51.WhichofthefollowingfamiliesNotusetheinstallmentplan?a.AlotofBritishfamiliesustheinstallmentplan?b.Morethan10percentAmericanfamiliesbuythingsoninstallments.c.AmericansspendmoreoninstallmentthanBritishpeopledo.d.Americansspendonetenthoftheirincomeoninstallmentbuying.52.GoodsboughtoninstallmentsaremoreexpensivethangoodsboughtbycashBecause.a.thebuyerhastopayextramoneyasinterestb.thedeliveryofthegoodschargesextramoney.c.thebuyerhastopayadownpayment.d.theserviceofferedbyinstallmentplanchargedextramoney.53.Whatwillhappentoabuyerifhefullpaymentforanitem.a.Hemightlosehisjob.b.Hewillstopowningtheitemhehasbought.c.Hewillhavetosellwhathehasbought.d.Hewillgointodebt.54.TheadvantageofinstallmentbuyingmightincludeallthefollowingEXCEPTthat.a.purchasingpowerisstrengthenedb.employmentmightbeincreasedc.peopledevelopareabletofurnishtheirhomes.d.youngcouplesareabletofurnishtheirhomes.55.Insomecountries,thegovernmentscontroltheinstallmentplanto.a.Increaseemploymentb.avoiddepressionsc.ensurethatbusinessesmakegoodprofits.d.ensurethatpeoplecanpayforwhattheybuy.

本文由湖北专升本整理发布